Being able to take advantage of loan programs that are specific to first time investors is huge. 

We would join their 'owner program' which entails letting the resort property manage it. 

You can actually remove your name from public record by doing this, as explained by this article.Otherwise your best option is hunting for a bank that offers you the best commercial loans possible - but the rates will not be as favorable something you would get in your personal name.This isn't legal advice, just my opinion as a real estate investor.

Definitely speak with key non-recourse lenders like First Western Federal Savings or North American Savings bank about their programs before developing a strategy. 

Hi Manu,With a six-unit property, and assuming the other attributes meet the constraints of the loan program, you may want to look into the Freddie Mac Small Balance Program ("Freddie SBL").

There are plenty of equity groups out there, but they don't all like to advertise publicly. 

Public records is a great, free, resource to use to find out how much people currently owe on their houses.

3/5/2019Sherelle – thanks for the post / questions and outline Fyi – there are some conventional loan programs that allow a 3% down payment ….I would recommend using this program versus a fha loan program if possible …this is because with a FHA loan the monthly mortgage insurance remains with the loan permanently and with a conventional loan – you should be able to eliminate the mortgage insurance in the future ……Also – if you use a FHA loan for the first home - using a FHA again for next property might be an issue …..you allude to this in your question #2Regarding cash flow analysis ….other items to factor in : utilities / property homeowners insurance ( this will be a little higher when you live in home and should decrease a bit once you convert it to a rental policy / are there any deferred maintenance issues on the house ( roof / furnace / water heater / foundation are the bigger tickets items to watch Definitely get pre approved so you know for certain what you can afford and also so you can begin becoming more familiar with the numbers …we can assist with this if you want - contact us Thanks and I hope this helps Dave Skow 

I invest in Arizona where ownership records are public and quite easy to access. 

They have programs to put multiple properties under one loan