Have you investigated the FHA 203k loan product?

Once you clean up after a entitlement person you will never caulk them again. and if you ever replace a toilet, the base never matches so you have to spend time cleaning up the line that is very visible from the nasty caulking on the previous toilet. 

"nothing productive takes place in a mancave" NO IDEA where she gets that from!

I can also see the % of income each type of expense and this lets me know where I need to focus to bring expenses in line.  

The VA Reno Loan is a good product but involves tons of paperwork. 

You may care about the bottom line, but that doesn't mean you are the best person to deal with it.

@Ronald StarusnakUsing my dads line of credit

If they involved an attorney you will have problems with these people down the line, even if you solve this issue.

Bump up your insurance line-item - commercial insurance for STRs is something you'll need, and it's notably more expensive than a regular homeowner's policy.  

We didn’t know until We started doing some measuring we thought this whole time the fence was the end of our property line and it isn’t.