I have applied for several commercial loans before for both apartment and retail properties.

Purchase price: $80,000 Cash invested: $50,000 Sale price: $230,000 Low budget flip. great deal. slow/medium paced flip.

I own a property that is essentially right next to an old manufacturing factory that is being turned into 40,000 soft of retail/restaurants.

You can get very high end things for 20% of retail price if you have the muscle and time.

Diversification is key, not all retail, not all self employed, not all on disability etc. 

.), Family Trusts etc.2-Can consolidate various mortgages into ONE portfolio loan3- No mortgage Insurance4-Will loan on BOTH Commercial Residential (5+ units) and Commercial Business (retail, office, warehouse etc)5-Loan Amounts range from $45K minimum (residential) to maximum $5M (Commercial).6-Do NOT need a job, income to apply.7-No limit on the number of mortgages you can have8-In some instances can cross collateralize property4 DISADVANTAGES of NON-QM Loans/Lenders1- 20% down payment2-Typically 2 pts lender fees or more3- Slightly higher interest rate if your credit is below 700 or the the property DSCR (debt service coverage ratio) is below 1.3.4- Show 3-6 months liquidity left over after you close on the property

,etc,.The PR decides which real estate agent they choose to hire to list and sell the property at retail or which wholesaler they choose to work with to wholesale the property.Continuing sending until you get a negative response or you close a deal..

I wish I had waited until I knew more about real estate and macroeconomic cyclesI wish I had bought a house at a discount, paying retail or close to is certainly one of the biggest mistake I've made (you make money when you BUY) I wish I had more reserves on hand.All of these things are common mistakes for beginners: going in with too little education, too few reserves, and buying a retail or close to retail deal. 

Hello,Would anyone know of any good websites where I could find lists of retail investment companies who own shopping centers, mall and retail plazas primarily throughout the United States?

Can they be converted to retail?