Buyers need to be a lot more intentional with their purchases.

I got started with the intention of buying multi-family only. 

Am I able to get the cheaper rates that go along with primary home loans, as this is my ultimate goal/intention, or will the underwriters push that it needs to be written as an investment property that needs 20% down?

You need to listen intently to the client that you are speaking with.

We received a message from one of the residents (Ill call her Melanie) yesterday asking to talk in person. 

-Why this process works:  even if you have a fast DocuSign process (as we do), you don't want to take the time to prepare a lease for a "merely approved" applicant who may have applied to multiple places and may have no real intention of renting your place. 

Shortly prior to reaching the 18 months, we inspect the unit again, and do so annually thereafter, taking photos, discussing the tenants intentions and any maintenance issues that are noted.

It seems you might be looking for a reason to agree with them.I'd say the house was rented AS-IS and leave it there.I learned my lesson doing "nice things" in the hope the house would sell to residents, but this list got longer before their intent became clear. 

Hey all,
I am working on my first deal and this question keeps nagging me. In some situations I have the ability to pay cash for a property - either with partners, HML or personal funds. Ultimately, I obviously want t...

Our relatives just paid a lawyer 1500 dollars for some issue they had with a title from our family house and that was talked down from 10K.Plus, I just don't see myself paying cash for some tiny ill built apartment for 110K in a not very special area just because everyone else is doing it.