That would mean the bottom end of the market could under-perform in the future.

In the near future, I would like to get involved with flipping properties and implementing the BRRRR strategy.

Hi all,I have 4 investment properties that I manage myself and def plan to have more in the future but will take a while to them up.

I saved the list for future use.

I can always leverage that equity for future investments.

I'm a new investor in the Grand Rapids area, looking to purchase my first investment property in the very near future.

- How can I️ maintain the most favorable position for a property loan in the future but continue to utilize equity ?

I'm also curious to learn more about raw land investing, and of course, am entirely open to the experience of others and will likely change/modify this initial shell of a plan as I learn more and gain more experience.My goal with real estate, on a broad scope, is to build wealth via passive income in order to enable a lifestyle in which my wife and I can make traditional work optional and use our time to engage in meaningful projects and endeavors to help others in need around the world.Thank you again for building such an impressive community!

Times 2 years, and you'll be $3k short of your projected expenses.Now add into the mix the increase in costs from what you are using now to estimate your future CAPEX off of, and you won't have enough money...even if all goes well.Saving for CAPEX through your cash flow is a losing option.Let's just see what happens if you do have added costs, and vacancies per year:assume 1 month vacant and one month worth of added costs per year, and you would end up saving only around $4500 per year.That would put you $6k short of your 2 year estimate, and (assuming you will only have the 3 years after that) $1500 short at the 5 year mark.The HELOC is there waiting for you when you need it.

It skews it a little bit when you are comparing apples to oranges due to future expected maintenance costs.