I'd assume it would be the same process as usually by calling my insurance company but my thoughts are wouldn't a change in insurance and name of the person insured be a red flag for the loan company and possibly call the loan due?

Collection items, especially recent consumer type, are a big red flag.

Not every property will be perfect but if there are red flags, it should be a cause for concern.

If there are multiple a big red flag. 

This should be a red flag.

The cash flow numbers work on this deal, but there is a red flag in that the titles to the Mobile Homes are not in the sellers name. 

You've flagged some great details to discuss with this potential partner.

If it's on the market, any legitimate inspection will red flag the tar patch job.

Telling me I look into numbers too much is almost offensive, and throws up many red flags. 

My wife served on a Grand Jury and she might disagree with your characterization.