We also have ties to FL (Naples), as we lived down there for a year out of college and then my parents moved down there after visiting us and falling in love with the area!

So it will fall to the agents to make your proposed change happen, or it's probably not going to happen.

. ($250,000 debt/liens)-Home is valued at maybe $16,000.00 (fixer-upper)-County officials told executor that home will enter tax sale status at end of February if ($3000.00) property taxes are not paid and will then be sold at public tax sale in the fall.

My hero on this Is @Steve Vaughan  how to boot strap then kick off the boots by the fireplace Entrapranuers come in many flavors.. and like with anything... fall out is huge the ones that make it can be the most successful of all monetarily.

Our monthly payments are $907, but we are waiting for the homestead to fall off, so I am not sure what the true mortgage will be.

I don't think it's a big deal really if you stick by the books, many agents do both, and if anything you have your broker/insurance to fall back on :)

An example would be a slip and fall on a snow covered sidewalk that you should have shoveled.

I have been working on one of those very landlords since the fall.

If the deal is good enough, the rest will fall into place if you have created the network. 

Money always makes people come around, if not walk away there will be another deal tomorrow.I am in a similar situation, negotiating with a self managing seller since last fall.