I would think most GC s will gravitate to insurance work then work backwards.. and us fix and flip guys who need best pricing possible will be last on their list.That no license rule is a thorn in my side too.

For example, the W-2 income makes life easy when applying for new loans and implementing the BRRRR strategy.

The three touch rule, although a good idea, is not an actual rule or law.

I want to buy another property with bank financing once again, and I am not a DIY guy, so that rules out foreclosures where one pays cash sight unseen. 

I encourage you to do the process as it is easy and will save you a good chunk of change. 

There's a worst-case-scenario financing lined up at 15%/5pts, which is almost insulting, but they make it really easy to work with them.

The premiums are higher and aren't eligible for RCV (so either the 80% rule applies or they prorate everything that is damaged into the ground).  

I personally would not use that as a rule for choosing a multifamily investment location.

Do you have any tips, websites or general rule of thumb?

I know private investors and hard money are options but I was wondering how others got started if those are in fact the rules?