Hi BP, I currently have 4 conventional loans (1 condo primary residence, 3 SFR investment properties) and am trying to potentially refinance a free & clear 5th detached SFR investment property.

One is a 1200 sf row home and the other a 3500 sf historic district single detached row home that I bought from Fannie Mae for 75k.

I bought my second house in 2016 (primary residence) for $300k, put a bunch of work and about $34k into it to make it nice and convert the detached garage into a 1/1 little house.

To me it would be a big obstacle. 

I am looking for both Performing and Non-Performing Notes in the 1st position.What I'm looking for in the case study: -Basics of the Opportunity and Numbers, Borrower History-Commentary of How and Why you acquired the note and potential exit strategy -Timeline of processing the note start to finish, including the obstacles along the way-How you actually exited the note including numbers-Was the transaction done in your Roth-photosIf you'd like to help me by sending me one of your previous note transactions (good, great, or bad) I would greatly appreciate it.

Was wondering if any RE agents in MD have also handled there own wholesale deals and if so any obstacles you have come across.

And a lot of obstacles ahead!

@Julie Marquez I've also seen a few homes that have either studios in the backyard or the basement is detached from the upstairs.

Bank loan on a conventional - neede 30k and I do have but tax return will show poorlyWent to my lender and couldn't fund my deal this timeThe deal:2bedroom 1 bath 880sqft with a detached 2 car garage (350 sqft). selling at 55k will buy it at 45k very sure. 

The Costa-Hawkins Act also allows "vacancy decontrol" of rent-controlled units, meaning landlords can raise rents to market levels when tenants move out (voluntarily or after being evicted for rent nonpayment).Other properties exempt from rent control include owner-occupied buildings with no more than three or four units (depending on local regulation), short-term rentals (think Airbnb), government-subsidized tenancies (Berkeley and San Francisco excluded), and detached ("granny") units that could not be sold independent of the main house.