These loans are specifically designed for 'average' people to buy real estate.

What I questioned, was how/why you arrived at yours.The order of how to design a REI Plan starts by reverse engineering from your financial Goals. 

I design custom homes for a living. 

Non-QM is really designed for people in your situations that don't have W2 and are self-employed, DSCR is a subset of non-QM for investment properties specifically, and are typically the best for for STRs and MTRs

Renters insurance is designed to protect tenants' personal property and liability, and it can help cover the cost of damages caused by tenants to the rental property or others' property.

Are you seeking to acquire and convert existing via renovations or design and develop new?

Now I hear we may be designated as "flippers" and ALL our rental income and sales might be designated as ordinary income.

Hello BP,    I'm designing my own business cards on Zazzle and I'm trying to figure out how to add the equal housing and realtor logos to my card.

We are house flippers who are also working with buyers,helping them land a fixer upper and help with design and restoration.

He is great at the structural and damage side of houses, I'm great at the design and financial aspect.