Three potential issues @Michael Cavalli. 1) If you rent the property and some calamity occurs, earthquake, fire, tenant accident, whatever and the tenant is hurt or killed on/in the property that was converted without permits you would be criminally liable. 2.)

Unless you have connections with contractors $20K is NOT enough money to convert a 3/1 to 4/3.

If someone knows of a lender who is still doing single-close/convertible construction-to-perm mortgage or thinks they're around, would love to know as well.Bottom line is, trying to figure out what my best bet(s) would be before I start contacting banks and online lenders.Thank you for reading!

I was looking at this property that seemed like a good deal but I found it is a nonconforming property that’s listed as a duplex but actually has 3 units (a front, a rear and one detached garage that has been converted).It has been on market for over 100 days so I know there is probably something wrong with it, so my two questions are: #1 How much would it cost for repairs on non conforming units? 

I am working on my final loans under conventional financing guidelines and am wondering how I go about refinancing and converting them back to a single property/duplex as a single loan.

From what I've seen on youtube, the bill contains the following:1- Free rent for all tenants across the US regardless of income for a year2- Landlords can file for Government assistance which comes with the following conditions   a- No raising of rent for 5 years   b- Government gets first right of refusal if you sell your property within 5 years   c- You can't discriminate based on criminal background or credit on new tenants   d- Something about the tenant getting 10% interest in your property   e- You must accept applications from S8 tenants3- The Feds will give money to local governments to help them buy up properties to convert to low income housingThis bill has little chances of passing but if what I read is true, this mindset is terrifying. 

Im a flipper that will slowly start to convert to a rental investor.

I was in the process of converting my 401k over to a self directed IRA.  

I took over the rental unit mid year, so the question is should I keep it rental, continuing to depreciate it, charge the S Corp rent, declare rental income, continue depreciating it, or convert to owner occupied.

This is a great time to convert to Roth bc stocks are lower today .