look for VA, FHA loans, or conventional loans with PMI which types have a lot of 3-10% down payment loans.  

Conventional 30yr loan with 20% downHow did you add value to the deal?

Conventional owner occupied bank loan. 20% down.

You can't have that many conventional mortgages.

We had entertained the idea of a conventional loan but quickly realized that the closing costs were going to be very expensive. 

If the seller concessions max out at 3%, the seller can contribute up to 3% of $150,000, or $4,500, to help with closing costs.Here are the seller concession limits for some common loans.Conventional LoansThe limit for conventional loans depends on how much you’re putting down:If your down payment is less than 10%, the seller can contribute up to 3%.If your down payment is between 10% and 25%, the seller can contribute up to 6%.If your down payment is more than 25%, the seller can contribute up to 9%.If you’re buying an investment property, the seller’s contribution is limited to 2%, no matter what your down payment is.FHA LoansFor all FHA loans, the seller can contribute up to 6%.USDA LoansFor USDA loans, the seller can contribute up to 6% of the buyer’s loan amount.

Your other option, as I see it, is to find a money partner who is able to sign on a residential (conventional) loan here in the US.

If you come up with anything additional Hard Money or Conventional with regards to financing and funding feel free to reach me.

With current rates so low, why not lock it in for 30 with a conventional mortgage.

We are going conventional with no inspections (outside of the bank appraisal).