If they will not waive their rights, you can file for bankruptcy protection right after the close and this could prevent the lender from filing a judgment against you and discharge the deficiency forever.

In the private sector, you can do your job well, for a well-established company like Circuit City, KB Toys, Lehman Brothers, Saturn, or Gourmet magazine, and suddenly find yourself without a job for one of many reasons: changing consumer habits, a dramatic drop in revenue, new competition, reckless management decisions, or just bad luck.

The S8 office takes forever with paper work!

I was always told it takes forever for laws/rules/regulations to change but in the wacky world of REI,if you blink you miss them, and then they change again by the time you are aware of the new change...you gotta love it!...

Now the pendulum in consumer psychology appears to be swinging toward reduction of household debt -- whether on credit cards or mortgages.This is a good trend, imo ... here's the full article link:http://www.latimes.com/classified/realestate/news/la-fi-harney7-2010feb07,0,4396828.story

It took FOREVER to load and it forwards to FreedomSoft.com...?

Aaron--the complete law can be found at the following link:http://www.whitehouse.gov/the_press_office/reforms-for-american-homeowners-and-consumers-president-obama-signs-the-helping-families-save-their-homes-act-and-the-fraud-enforcement-and-recovery-act/I found an article by AP that summarizes it pretty well here:http://www.msnbc.msn.com/id/30891380/Hope that helps!

With this deed they are warranting to you that they have all rights to the property with the possible exceptions of what they have disclosed to you and will be cleared up through escrow before the deal is consumated.

That can't last forever.

Attending networking events is also time consuming and can be costly.