I usually try to be as leveraged as possible as this increases my ROI. 

The increased cost would be  planning and engineering the project to take 8 which would be a wasted cost if we don't end up going that direction, but it may be worth it to keep the door open for that possibility.

By making few more attempts, sales reps can increase the conversation rate growth up to 70%.

no true limit, though obstacles increase with loan amount.

https://www.har.com/content/newsroom/Houston Real Estate Highlights in May: Single-family home sales rose 1.0 percent year-over-year, with 8,157 units sold, the second largest one-month sales volume of all time;Days on Market (DOM) for single-family homes increased slightly from 51 to 52 days;Total property sales edged up 0.6 percent with 9,721 units sold; Total dollar volume increased 2.0 percent to $2.8 billion;The single-family home median price rose 3.4 percent to $243,000, which represents an all-time high;The single-family home average price increased 1.3 percent to a record high of $305,511;Single-family homes months of inventory was flat at a 4.0-months supply, the highest level since last August and equal to the national inventory level;Townhome/condominium sales fell 6.4 percent, with the average price up 2.5 percent to $213,912 and the median price up 3.0 percent to $170,000;Leases of single-family homes declined 1.8 percent with the average rent up 3.7 percent to $1,845;Volume of townhome/condominium leases dropped 22.6 percent with the average rent up 1.0 percent to $1,580.

@Dennis Rootes I also want to add that in Houston you’ll have flooding issues potentially but also in other parts of Texas you get a lot of hail and increased flood damage that makes your insurance more expensive.Just FYI 

My goal is to cash flow $100 per unit per month and get a 10% cash-on-cash return.The property that I'm evaluating is a fourplex consisting of four two bedroom, 1 bathroom units build in 1979. 

Now I want to refinance the HELOC so I can pull out the additional equity that has increased over the past few years since I opened it. 

I’ve been wholesaling for about 6 months now, and I’m just looking for ways to increase my network and take my real estate journey to the next level.

Things will work out fine as long as you're consistent with whatever strategy you've chosen.