Have her show you all the comps in your area and then have her show you the ones she used to calculate the ones she used to calculate your price.

I do not want to pay my loans off early because I am on track for them to be forgiven (through a program based on my employment field) in four years, which represents a huge financial boon for me.The lender told me that Fannie/Freddie guidelines recently changed regarding student loans for DTI calculations.

Attached are screenshots of the Rental Calculator.

, but i ran the numbers and after that it didn't look so appealing, and if you were to factor in capital gains and other fun government taxes, well, i don't think it's a good option, and there are for sure better ways to exit.The numbers play out like this (not considering taxes, capital gains, and other factors, i was just trying to play around with the idea and keep it simple for the start):Your NOI: ($119,160 + $30,000)  - $70,000 = $79,160 or $2638.67 per year for 30 years and $219.89 per month for 30 years when you factor in the 30% down into it ($137 per month for 30 years)Cap Rate: 2633/70,000 = 3.76% per year for 30 yearsCash flow: $331 per month for 30 years but only $137 of that would be profitROI: 2.33% without the 30% down factored into it (3.76% with the 30% down factored into the calculation)Total ROI = $79,000/$70,000 = 112.86% over the course of 30 yearsConclusion:Well, from what i see here, the problem is the interest rate used.

I used the bigger pocket rental calculator for the analysis.

So, I pull up my bankrate app to do a further calculation.

Go under Tools and check out the rental property calculator and start entering the numbers.

Rental Evaluation Enter values below to calculate: Loan Amount (before downpayment): $500,000.00 Property Price= $500,000 Down Payment= $100,000.00 Loan Interest Rate (%)= 5 Monthly Loan Payment (P&I)= $3,163.17 Percent of Down Payment= 20.00% HOA Monthly Fees= $0.00 Loan Term (yrs)= 15 Monthly Home Owners Ins.= $216.66 HOA Monthly Fees= $0.00 Monthly Taxes= $498.66 Yealy Home Owners Ins.= $2,600.00 Monthly Maintenance estimate= $340.00 Annual Taxes = $5,984.00 Monthly Vacancy Cost estimate= $75.00 Monthly Maintenance Expense % = 5.00% Monthly Capital Expense estimate= $370.50 Monthly Vacancy Expense % = 8.00% Monthly Property Management Fee $0.00 Monthly Capital Expense % = 5.00% Total Monthly Costs = $4,663.99 Monthly Property Management Fee % = 0.00% Monthly Profitt = $2,236.01 Rehab Costs = $0.00 Annual Profitt = $26,832.07 Purchase Costs = $0.00 Debt Coverage Ratio = 1.48 Monthly Rent $6,900.00 Annual ROI = 26.83% Money needed up front = $100,000.00 Months to break even= 44.72

By my calculations, this house should have been snapped up 5 months and 29 days ago. 

hahI read this article today (January home sales give rise to correction concerns) discussing market correction in the near future for Toronto and Vancouver, given that now even the condo market is seeing double digit growth month after month, without a shortage of supply unlike in home prices.My question is: Is there a way to estimate or calculate the ripple effect of that correction to the surrounding markets?