I ALSO include the actual tax, insurance, water bill, and energy bill associated with the building.  

I've signed up for a 3 day course to help boost my knowledge and potentially propel me into the field of real estate investing as well, hopefully that will help.

And the PM will expend more time and energy when that happens, but what you're suggesting penalizes him financially for it. 

Very high energy, excellent communicator.Sounds like a good plan then.

You going over there shows at least that you are trying to accommodate and care.I have two daughters and a wife that are always cold so I understand, but I don't want to pay high energy bills either.

Insulation will be in chapter 4 of the energy code.

Just decide if your energies are better spent on this part of the deal.

I Found Bigger Pockets on YouTube, I enjoy the energy and camaraderie of everyone who participates.  

I would spend the extra money on foam insulation in the rafters, keeps things very energy efficient and only put insulated batting in the exterior walls.   

We find off market properties that investors do not have the time or energy to find.