The money you put in your 401K is not only deferring taxes (saving you 15%-36% depending upon your tax bracket), but you're getting that free 5% boost from your employer.

I'm still learning the price ranges for the various neighborhoods that comprise Memphis but Germantown, Bartlett, and Cordova are areas that I mentally associate with 400K+ purchase prices.

Positive feedback and recommendations can greatly boost your credibility and attract new clients.Continuous Education: Stay updated on industry trends, regulations, and advancements in home inspecting.

And I definitely want nightly rentals to "fill the holes" as it were - I'm just hoping to cut back on some turnover with the longer stays, for my own mental health :D Regardless, after some reflection and research I'm virtually certain I'm going to move forward, but I continue to welcome input!

However, there is a huge personal benefit to paid off properties from a mental/emotional standpoint.

I want to be kind and have empathy for him if in fact he is in a dire situation and may have some mental health issues..

We don't subscribe to the "loan to own" mentality.  

That doesn't mean pay anything to do a deal, but it does help you mentally process that big fee in the beginning.

I found VRBO to be really silly to interface with Beyond Pricing and Lodgify so that may be my issue but looking for guidance to see how can I boost my VRBO performance as it looks dead right now compared to AirBnB.Thank you

Sounds like he could use that boost and you can too!