Some years are better than others as you can all relate to.

Once you start talking to more people in the niche, you'll get a better idea of the process and whether or not you want to pursue buying in this niche. 

Welcome 1-,Get a great Realtor. 2-Get a great contractor 3-Get a down payment for a property. 4-Work on getting your credit score better.

Of course the common thought is that there is two closing so it most cost a fortune but the reality is it MUCH cheaper then the 3 month seasoning products and usually cheaper then the 6 month products in terms of upfront costs with usually a better long term rate.  

Is seller Financing a better option versus using the FHA loan to find a property?

If you can take a little financial pain, I think it is better to list in the slow season.  

Would it just be better for me to get a real estate license and figure Wholesaling out on my own? 

Now you are restricting yourself to the "unqualified," for lack of better term, market.Otherwise, yes stay with at least 20% down. 

Remember, if for any unforeseen circumstance we don't develop it, someone else might stumble upon your ideas here and make theirs even better.

This is the most basic level of protection and it is not very effective, but it is still better than nothing.