Rates are affected by many factors and in some cases, a new roof will cause your rates to go down as the home is deemed safer.As for a new roof, insurance will cover what is currently installed on the building and what you have is an architectural asphalt shingle.

And vice versa if someone just wants to create panic, which could prevent some from actually making good investment decisions.

I have owned a condo that was purchased 2005. Rather than buying a new property to jumpstart my real estate investment journey, I want to rent it out as I have outgrown it. It’s located in a nice suburb across the str...

What you want to stay away from are actual structural deficiencies that would HAVE to be repaired to prevent a failure.

My concerns are with the ERAP terms and conditions (below) that may prevent me from not renewing there lease; The property owner or authorized property management company must agree to the following terms as a condition of accepting rental arrears payments:1) The ERAP payment satisfies the tenant’s full rental obligations for the time period covered by the payment.2) Waive any late fees due on any rental arrears covered by the ERAP payment.3) Not increase the monthly rental amount above the monthly amount due at the time of application for ERAP assistance for months for which rental assistance is received and for one year from receipt of the ERAP payment.4) Not evict the household on behalf of whom the ERAP payment is made for reason of expired lease or holdover tenancy for one year from receipt of the ERAP payment.

I would suggest a darker shade of granite to prevent any stains.

The roof of the porch is asphalt shingle while the rest of the roof for the house is asbestos tile. 

In addition, it prevent extraction of the initial investment which is a return killer as best return s achieved when investment is minimized. 

The Fed typically reacts to inflation by increasing interest rates to cool the economy - by using the ounce of prevention is worth a pound of cure approach.

Silly question, do you have an agent or attorney on your team to help prevent issues like this or to find ways to get you out of the contact?