I have been checking all up and down the East Coast for what in my mind appears to be a good deal so that I could run the numbers and become more familiar with markets in different areas and learn how to do this.

You can often find low cost materials that still give the appearance of a high end finish.

As I surmised these don’t appear to be close to you.

The Citation should have a date that you need to appear in court and bring the pics/proof in with you.

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The 2 choices for budget equipment appear to be Goodman or ICP brands (related to Carrier)- Heil , Comfortmaker.

Then yes, get an attorney who knows the law and is the legal equivalent of a pit bull.Save noble causes for charities YOU chose to give to, not what someone else sets up in your name, on your dime, and without your consent. 

The way I look at it, on a 6 month loan each point is the equivalent to an extra 2% interest. 

So as soon as we had a dumpster in the driveway he appeared & asked what are intentions were, they also get alerted whenever a property sells & this was foreclosure sitting for a couple of years.

I live in a small town in PA and I recently came across a listing for what appeared to be a 2 unit property for $15900!