I would also like to get in touch with any real estate attorneys or anyone else in the area that would like to talk and see if there's any business we can do together.

The bank should have at least countered, or someone should have been in touch with them to determine what their bottom-line would be.There's no "magic" to getting a listing.

Good evening,Get in touch with Jeff Coates (email me for the number, or look up online).

If the HML guys (lenders btw, not loaners :P ) will not touch you due to lack of experience, one option would be to find a property juuuust good enough to get a standard Fannie loan, and let that be your first.

Two ways to drop PMI:Call the loan servicer and drop it without otherwise touching the mortgage. 

I am looking to get in touch with a company that would approve of 20% down payment for a 3 unit multi-family property.

We are obviously in touch with legal professionals as well as other professionals to resolve both issues but just wanted to get an outside opinion as well since we were advised that there is no clear answer to the previous owners liability.

My major was real estate and I would recommend it for anyone in college who plans to get into real estate when they graduate.

@Paulo AscurraIt depend on your comfort level with investing remotely - some folks like to be able to reach out and touch their properties and whether you intend to go-it alone or find local partners where you invest.While I still follow certain areas around MTL (I use to live in Saint-Jean-sur-Richelieu and on the island (st-denis) many, many, years ago), like much of Southern Ontario, it has been quite some time since I have come across a deal which be sufficient reward for dancing with Le Regie or the Landlord and Tenant Board.

SFH as well as 2, 3, and 4-plexes are considered residential for financing purposes while properties that have 5 or more units are generally handled by the commercial department of your favorite bank.Many lenders won't touch a rehab project - you'll have to check with smaller local banks to gauge their interest in such a deal.Without putting down 20-25% you will most likely have to get creative with the financing to pick this up.Is owner financing a possibility?