As it is GDP is barely keeping up with inflation.

While I'm a small builder and certainly barely impact prices in my small town, I'd rather be part of the solution than part of the problem.

Houses cost money, and you need that money when the repairs are needed.That being said, I have had years one several of my properties where I have barely spent $1,000 in repairs or Capex.  

Which ones are the least expensive, yet at least meet the bare requirements?

Starving, working on a farm under the scorching sun and having barely enough food to survive?

People can justify doing this for a large pay day but once that is no longer the case and someone is answering guest messages on a property that they are losing money on or barely covering costs, that will get old really fast, and paying a 20 percent fee to not be associated with it will look much better and taking the loss will be the best option for them unless they sell, but some will be forced to not sell due to 6 figure loses. the big promoters of self management are also the ones who don’t actually do it day to day and deal with guests.

I have been part of BP for over 8+ years with very minimal activity as It's been super busy building my multifamily portfolio and barely got a chance to log in to BP!!

Most of it has to do with income level.Also, the interest rates will be lower if you qualify for the First Time Homebuyer incentive (based off income and area you are purchasing).Thanks, so if I just barely qualify on the cutoff, will it be some fraction I get?

With all of this going wrong, we still finished in one year (barely). 

might help if you fill in the blanks.1. what is the collateral  IE improved property or bare land ?