Hi all,Due to my day job, I've been getting to know the LV a bit, due to visiting the hospital systems up there.  

I don't think this is any different from ones used for Multi FamilyAppfolio and Buildium are very common for property management that has built in accounting system

@Alex R.

The 4k I save could go in to those systems; but saving to produce a subpar product is not something I am willing to do; you've got a good point the more seasoning I have the better deal I can negotiate on both ends.

@Ralph R. some other banks don't require a higher down payment for 4+ loans but they do require more leverage from your end if you don't want to.

They are gaming the system legally to negate all my efforts.BTW previous landlord has a respectable govt. job which pays well.

I would also love it if anyone could refer an experienced team that could install hvac (preferrably heating AND cooling) once the old system is out. :)We finally settled on the deal, to be closed on the 10th. 

I love my job and it provides me with the freedom I look for as well as good earning potential.I'm here as a referral from a local investor and my goal is to be completely independent from the employment system.

Ex:  An inspector missed that the place has a bad electrical system, I buy the house and now need to fix it.  

If you don't then you are going to limit your success.Negotiation Ability: You need to have a system that you can use to negotiate with the seller and also deal with the buyersBrian Gibbons will definitely give that to you if you stick with it for the long haul