We’ve literally built our wealth investing when there’s blood in the streets.

I agree that with only one building under management you cannot expect the same level of service that a larger landlord would get, however what you’re looking for is basic info that you literally need to file your taxes. 

She literally told me she wasn't paying and there was nothing I could do.

There is literally zero work involved with mortgaged properties and almost zero without mortgages and credit card autopays.Make sure you’re getting the 10-20% discounts for multiple policies especially on your primary and your car your rentals can almost earn you free personal insurance. 

It literally takes less than one minute to snap a photo and text / email it to you.

I've seen "great" tenants (e.i. those who pay and don't demolish the place) in literally any part of town. 

If you otherwise have good credit, and your DTI is the only issue, I'd personally if in your situation, go with knocking off the debt, and buying a property, especially if its a duplex or 4 plex and you're going to house hack it, because then you are literally making money off it so its a good deal all around. 

@Adriana Vergara invest all day , I was in similar situation and I invested and slowly chiseled at the debt until my real estate investing start turning and I paid it off.So my strategy was more of a faith move and planning and not really much calculation like literally 90/10Hope this helps

I literally just got another under contract tonight in Solterra.

You might be able to figure it out and sort the problem out quickly, or you could literally end up losing in court and owing the non-paying tenants money, with them still in your new property.