The problem is that I'm running into issues with the refi process due to my debt to income ratio.I have a W2 job that pays well, but I also own a business which had some pretty steep losses in 2015 which flowed through to my personal tax return, and smaller losses in 2016.  

The property's confirmed ARV is 230k and we stand to bring in $500 cash flow while living in the bottom unit. 

Will the property still cash-flow if rates are higher?

And you guys thought it was hard to find cash flowing deals now, wait until they all build up :)

I've learned here that developing better systems, delegation of work/ responsibilities and building a team is the only way to maintain or increase project flow with the goal of achieving a better quality of life.  

Unless the property has phenomenal positive cash flow I would pass on any property that does not already have total seperate tenant paid utilities.

If cash flow is what you need to live on, then high cash flow markets out of state could serve you well, especially if you plan on relocating.

Indianapolis is still a good cash flow market but inventory is very low.

Im loving the park (well really its cash flow) I own now and always looking for more!

That can make the difference between a 40k per door property and a 125,000 a door property.With the online retail business a lender will want to look at how stable the cash flow has been year over year.