Admittedly, I am not the best to answer this question (lender here).

Loans secured by two- to four-unit properties, investment properties, or second homes are not eligible. https://selling-guide.fanniemae.com/Selling-Guide/Originatio...However, there is NOT a state law against it but because of the above most lenders even if they are not selling to Fannie/Freddie do not allow it.

There are so many so be sure to filter by your location. 4) Review Dave Meyer’s The State of Real Estate Investing Report 2024 (in your resource page as a member of BiggerPockets!)

) 2: Funding ( I know Hard money lenders are an option but other than that I'm clueless) and 3 which is the biggest obstacle right now is that I don't have any funding, I have 10k to my name and that's it.I've been doing wholesale for a couple of months and I know the basics of real estate but never bought or fixed a property.I would love to hear your suggestions and what could I do ?

A lot of lenders can still qualify you off of 1099 income. 

Hey Karen, I've got a list of PMs and Contractors as well as Lenders who've been a big help for my investors when acquiring properties.

Not only that but when you are in a portfolio loan and would like to for example sell one and break it out then most lenders will want to be paid back 120% of the balance attached to that piece of property back into the principle of the loan 

I don't have experience with them but they have great reviews.

If you were buying a major commercial property, the lender looks a lot less, if at all, at the personal credit of the person who owns the company.

That's a nonconforming property, where you have fewer lenders that will bite on it so you are limited there but let's assume that's not an issue.