@Russell Brazil  Yes like U say regional.. out our way you never ever let buyer and seller meet unless its rare or you cant help it.. of course agents going through a home may run into a seller.. but savvy agents tell their seller to leave the house its being shown.also WE NEVER and I mean NEVER have a closing at a closing table..

You are looking for either a portfolio lender (call local credit unions and regional banks) or a bank that does delayed financing loans.

Just understand that the primary reason is emotional - which is fine - just being honest is important.what i think is unique the what I call the Silicon valley effect..  2 mil for a 1500 sq ft rancher.. and then in the driveway are used Camry. you go to other areas of the country.. and you have the 150k house with the new SUV  Camper boat probably as many toys as the cost of the home .. this is quite regional.

The research triangle/Piedmont region is always a safe play.

Without a strong NAR (as well as strong local boards here in the capital region), our industry wouldnt have gotten that extremely valuable deduction. $50k in tax savings for me personally.

Looking to meet mortgage brokers in miami and broward regions.

I feel it is quite expensive, compared to other regions.

There is no Fannie/Freddie in the HELOC world; each lender is just making up whatever guidelines they want.The most liberal HELOC lenders will be regional/local banks.

Our region is somewhat cooling off as it is, so finding those pockets where appreciation is rapidly rising can be difficult.You asked if it was a good deal, but the bottom line is that it depends upon the area, comps and trends in that area.

And not only that, but BRRR is a very tough strategy to make work here in the capital region if you're rehabbing anything 4 units and smaller, because the banks generally appraise smaller properties based on comps, not on the economics of the property, so even if you get awesome rents and manage it perfectly and make boatloads of money on the property, there are too many other similarly-sized properties on every block that are selling for peanuts because they're dumps, and the banks still let that drag your value down.