My wife and I have bought and sold several houses over the years, but those were our primary residences.

“Few, if any lenders are going to accept this secondary lien position,” real estate agent Then said, so the tax-lien associated with the HERO improvements will have to be paid off, in most cases, at the time a sale closes or the mortgage is refinanced.The question becomes, who will pay it?

I first jumped into the market by purchasing my primary residence in 2012 (which I recently sold for a profit in May 2016).

I did some research say, there is something call " certificate of subordination of federal tax lien", once the lender obtains this, the mortgage company get the senior position of the liens and they will issue the loan.

I, too, have wanted to secure better employment, but have been experiencing difficulty in securing a position in what I went to school for.

The primary Team members are typically Attornies, real estate Agents CPA's (or accountants), Inspectors, General Contractors, and Handymen.   

When Invest I like to make about $200/month in positive cash flow after having paid the mortgage, the homeowners insurance, the property tax and 15% for vacancy, CAPEX, and maintenance.

I had to buy it as a primary residence then my parents in law moved in with us and they are paying the mortgage.

The new job is in a totally different line of work, actually, but it's a salaried position and should be pretty stable. 

Thanks  please check with union savings bank.. my primary had a $500 closing cost with them.. they were .25% higher than the cheapest..