I've gotten a lot of experience here analyzing retail, medical, and office properties for investors.

The balance is about $245k, and retail market value is maybe $215k. 

I have worked in retail banking for the past five years and now I am a Food & Beverage manager. 

SELL.Next time find a deal instead of a retail property.

Based on my research, real estate in the Bay Area has been appreciating at a faster the pace than the rent price.

This has motivated me to work on developing connections at a rapid pace. 

This has motivated me to work on developing connections at a rapid pace.

I've seen so many folks crash and burn when they outrun their supply trains of investment and decide to throw in the primary to continue their pace of investing.   

The public transportation system and the already amazing bike path network is also expanding so that is a good thing to look at to find neighborhoods that are likely to appreciate at a more rapid pace than others.The Colorado market has strong fundamentals overall: diverse and growing job market, active lifestyle, work-life balance, friendly people, the incredible mountains nearby, outdoor sports galore which is skyrocketing in popularity, access to national forests and parks, and significant population growth due to these many positives.

This is a retail space with an apartment unit above.