That is the power of using owner occupied loans in REI.

This is extremely powerful.

I say that because in general, when acquiring a property in cash you have more options regarding the property type, the state of repair the property may be in, and generally you'll have more negotiating power being all cash.

Hey Dumisani, what an awesome, scalable, powerful and accessible strategy you've used!

.#3Anyway, here’s a list of free (or very low-cost) resources that will teach you how to underwrite:Justin Kivel on Udemy➕ good logical flow⠀➕ Udemy course that walks you through⠀➕ can buy it on sale for ~$15⠀➖ a bit overwhelming with the details⠀⠀Michael Blank course➕ in-depth⠀➕ has a video tutorial + examples ⠀➖ ~$130⠀Symon He ⠀➕ video course explaining the spreadsheets⠀➕ includes all the core needs of MF⠀➖ choppy flow. ordering of course sometimes confusing⠀One-off Youtube videos:https://www.youtube.com/watch?

I get overwhelmed by the never ending amount of states, cities, counties and neighborhoods, and the different variations of investing such as flipping, renting (short or long term), developing, value add, wholesaling, or buying flat out land.

The demand to live here remains very high and I think of a submarket like Newport Beach as evidence that desirability is a powerful indicator of future pricing. 

The power of Community is real. 

EVs are decades away from being practical, they need to figure out how to 1)  not rape the environment both during the building and recycling stages, 2) get the costs down and 3) provide a serious power supply for them that does not rely on fossil fuels.

With such a limited supply & overwhelming competition to follow, what are some recommendations for a beginner seeking good deals that will cash flow before and/or after interest rates drop?