Given you have experience with house-hack it may be a good option to look elsewhere.I'm also curious as to whether you are considering other creative options like short-term rentals, mid-term rentals or working on projects that require more rehabs.Best of luck!

I'm not sure if this is always a requirement or recent due to legislation against steep rent increases.

The fix and flip loan will either more expensive, a higher rate, or generally a bridge loan without rehab (it may also require more down) in most cases. 

Additionally, optimizing your online listings with high-quality photos, compelling descriptions, and virtual tours can boost interest.

FHA is the only time there are hard/fast requirements.

Make sure any down payment assistance programs fit your goals and financial position by carefully reading through their qualifying requirements, terms, and conditions.

@Jessie Cervantes DSCR loans require 25% down payment and are higher interest rate than a conventional 30 year note.

I have two 3-family homes and 1 duplex, none of which trigger the commercial loan requirement.

I have stopped posting the front of the house for two reasons:a) Scammers can't pull it.b) Someone can't identify it online and know it's vacant.

Creating an automated system for tenant screening, background checks, and lease document generation could save investors valuable time and ensure compliance with legal requirements.