@Patrick Bartlett just for future reference to make the name tagging send a notification to the person, you first must type @ then the first few letters of the name and select from the dropdown otherwise nothing happens.

The banks ive been to all tell me that "the co-borrower must occupy the house" which doesnt make a whole lot of since to me.

A month later, still got problems, I called back and argued with the repair company, and to see if it's another problem, would cost even more for another visit. 

There must be another source that they are using.

Owner-occupied.From what I understand in order to buy a 3-4 unit building with less than 20% down I must have CMHC mortgage insurance.

If you have a number, that is the number and the agent must get paid by the buyer.

You must make sure the coach actually does what you are trying to achieve.

Apparently it was nothing and I must have misunderstood him.

I feel like there's somebody out there that must be going through the same wonderful decision.

We're new to this, but have been reading and visiting open houses for several months.