There's alot of bad info here and on a few threads on LinkedIn that are still advocating Seller Financing as the grand solution for getting more than the house is worth and avoiding agent listing fees.My comment above was refering to that there is a hard limit for the seller financing exemption to being licensed AND in my reading the LMLO is a requirement for using the limited exemption.  

Now that you've completed the purchase, it's your responsibility.Hire a professional to assess the damage and come up with a solution.

Many of the mistakes made were avoidable if only the investor had followed some basic solutions prior to committing to the purchase.

That's the solution phase.  

Also reading "the complete stories of Sherlock Holmes" - just a different way of looking at things to help me "SEE" solutions and not just Look for the problems.

So having modern electric/plumbing helps a lot.

As retirement edges closer we are definitely looking at this as a possible income solution, we just need to manage our finances well so we can do the same thing again, albeit with a conventional or other than VA loan since that's tied up - hopefully with a better class/larger "twin home" type duplex so we can owner occupy for awhile and not be cramped. 10 years with 4 of us in 1000 sq ft has certainly been a lesson in patience!

I can offer my passionate enthusiasm, dedication, research, and creative problem solving design solutions in a real estate venture.

I have been working with Gregerson Solutions for a long time and they have always done a great job on my account.

I am sure there are HML there and if not, someone in your REIA has a solution.