Hey @Luz Pagan, I'm a member of my local Board of Health here in MA and we generally have all septic designs on file as @Charlie McPherson stated.  

When established in the correct order the Land Trust doesn't trigger the same red flags with the Due on Sale as the direct transfer of a deed into an LLC, and the Land Trust can be created in such a way that your name does not have to appear on public record for the property - you can have your attorney sign for it as a "nominee trustee" until it is formed and then have it pass down to you after the signing is complete.This is a much more flexible system that works at large, but if you can find a bank that works direct and favorably with an LLC that is generally a bit easier (though your name will still appear on public record for that property.)This isn't legal advice, just my opinion as an investor.

However, the Verizon rep did warn us that if internet service is slow in our area (which in general it is), that other households may also rely on LTE hotspots as their main internet source and this may slow down service all around :(  I guess this is a temp. solution until we get Comcast internet installed (or AT&T internet improves from a current snails-pace of 3 megabytes per second).  

In general, how much would be enough?

Generally speaking, we see about 4-5k annual taxes, 300-400k HOA fees on 500sqft condos.

I feel like the way I have been doing things has been working fine, but I have only been doing this a few years, and since I was a bit shocked by the negativity I am hoping to find out if there is a general consensus on renting to room mates that I had totally missed.

I can understand that in general a good deal takes time to find- but I am curious if the conventional rules of cash flow apply in LA, or if it's simply that extreme of a market.

If it's baseboard electric heat and hot water, it's especially urgent to get this taken care of.Either way, I'd find a way to get a second meter installed pronto. it should be a pretty general implication that any advice given should not be followed unless you can confirm it is legal in your state.

Therefore any single family home with decent square footage in a good school district is bound to go up in value and rent.In general I am very optimistic for Milwaukee.

My primary focus for the Houston RE market are flips and wholesaling.I'm also interested in attending RE meetups and networking sessions if anyone knows of goods meetup dates this is something I'm highly interested in as well.I'm pretty new to the Houston Tx market and would like to know more about knowledge on the area such as up and coming neighborhoods, market trends and general location of the neighborhoods.