Each bank will be a different maximum loan-to-value and will have different appraisal seasoning timeframes.This is a long answer to your question, the short answer is "No, it's not likely to be the right strategy to get you there unless you are adding massive value."

Don't be one of the many who take an interest in RE, talk about how they're going to build this massive business and then end up doing nothing.  

https://theprestonbrown.com/Seriously this guy would add massive value!

Some of that was definitely due to macro tailwinds, but if you stop your analysis there you're missing the trend.There is a massive revitalization effort taking shape in Detroit and much of the appreciation that's happening there is due to what continues to be a city on the rise. 

You need to find markets that to do not have massive new home construction AND multi family construction, yet a growing population and landlord friendly.

A massive flood of applicants, many of who seemed desperate to find housing. 

Massive hospital and University expansions recently more planned.Everyone is scared of high taxes, but they are pretty much at the threshold now.

Time in the market is keyDidn't Buffet call that his "Buffet'ism" rule #1 or #2; "it's not about timing the market, it's about time IN the market". 

Schools could be closed for years.While a vaccine and low case counts may bring people back to campus in 2021-2022, it only takes a small decrease in enrollment, even just 5%, to blow a massive hole in the budget of some of these schools. 

In many cases, the landlord just ends up paying this themselves, but that can add up to be a massive bill.That's where RUBS comes in.