I'm looking to buy my first property as a house hack ideally a 3 or 4 unit, and I have what could be a 3-5% down payment saved right now.

Cash-flowing SFR's are tough to find in this interest rate environment without value-add rehab work or a large down payment.

Loan Options: Utilizing an FHA loan is helpful since it requires little down.

Hi All, those anyone have a simple rehab contractor agreement that I can use on a about 40k rehab,  I have the scope of work break down now, as always thanks for your help!!

I've Narrowed down my search for LTR investment properties to 3 markets in the midwest. st.

Instead of asking for a full 100% from a partner, just raise money from private lenders to cover the down payment and make sure you work with a hard money lender that allows you to get your down payment from somewhere other than your own bank account.

I think it really comes down to your goals. 

Next it comes down to the lot dimensions, 1-4 units need to have a minimum of 360 sqft. so multiply your lot dimensions if they come out to over 720 you can have 2 units, 1080 for 3 units, and 1440 for 4 units.

We ended up with a lender that specializes in tiny houses out in Utah, but they ripped my arm and leg off in terms of interest rate and down payment.

I just am trying to wrap my head around a lot of it still but you are correct.