I'll provide contact information upon request. 

That is who I use and they lost that policy provider and that is happening nationwide.

As agents, we need to add real value and this is not the way to do business.My tip for agents looking for deals for investors is to be more worried about your client than your commission and more focused on providing value than making everyone else do your job.

I work with a team on the ground that helps source deals, project manages rehab and provides property management.

Fannie Mae provides templates for a mortgage and a note for each state I recommend you use an attorney, but if you decide not to those are the documents

Would it be enough to cover your holding cost and provide a monthly cash flow?

and what should be the value of the raw land for each lot once LDP is provided. 

I provided a recent appraisal with accurate estimates of replacement cost, which has been updated to match that estimate.

. - It's a long term game.

You mention garbage, but in my area sewer is also a common utility provided by the government which a landlord would want to include in the rent and pay directly.