If it's taking longer than 3 months, it's likely either by design or you might need to find a faster banker!

I have found in my area allowing dogs helps rent the property faster, for more money base plus pet rent.  

It can help you scale faster, it allows you to have more capital at hand, and if your partner has the experience, HML's and lenders in general would be more keen to lend to you since you aren't by yourself and they know one of you has the experience in flipping/buy and holds. 

If you CHOOSE to make additional principal pmt, no pre-payment penalty, but it is your choice to pay it down faster if you want to. 

Lastly, your property gets beaten up faster and will always require cleaning after the guests leave. 

Market change can be sensed by agents much faster than data shows, this is especially true during 08 crash time and 03-04 upgoing yoyo time.To get license, it is best to access 1st hand data.

Unless you're already overpriced you should recover your money and move the property faster.

What I've seen with condo HOAs is that the HOA fees tend to increase faster than the rent.  

I think subleasing the other room is probably going to be a better, faster solution (we've already talked about and she is open to it as long as we can both vet the person).Thanks for the info

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