What if one persons income/credit score qualifies alone?

Outside of real estate, but someone looking for a business line of credit, or business financing for a non-real estate business.   

I found an 8 unit apartment community, but am unsure about how to get financing since my credit and income will not qualify me for the purchase.

(I have 40k in downpayment prepared for my first investment)How do I find a hot market?

Odds are you will never collect a dime, but it only takes 30 minutes to turn them over to collections and you may get something out of it.At a minimum, it will sit on their credit report and may prevent other Landlords from making the same mistake.

Does that mean it could impact his credit?

I wanted to know if this loan would show up on the person (that I’m lending )credit report?

My credit score is good (800). 6% seems high to me. 

@Coty CrayI’ll go lower on credit scores but not on the things you listed.

Like you said, I think I just need to understand the numbers and be prepared so when I see a good deal I can jump on it.