There are different reasons, goals, and ways that each seller likes to do business.

Can try to reposition to Class B, but neighborhood may impede these efforts.Vacancy Est: Historically 10%, but 15-20% should be used to also cover tenant nonpayment, eviction costs & damages.Tenant Pool: majority will have FICO scores of 560-620, many blemishes, but should have no evictions in last 2 years.

They deal with other clients than you, and would benefit from keeping the business consulting income if you buy it versus going to someone else with a different professional advisor setup. 

I am also getting 10k seller credit from seller, and could either use that one to buy down interest rate or just pay off the closing cost. the lender is giving me few option one with higher fund at closing and lower interest rate, and one with lower fund at closing with higher interest rate (about 0.2% difference) With the high interest rate right now, do you think it is better to do higher interest rate, and refinance later or should I just try to get as low as interest rate as possible and do not worry about refinance ? 

As in every case the area, cost, amenities play into scenario.Have never been above 30% in last 12 years, usually at 10%

are your getting traveling nurses, business professionals, displaced families, insurance claims etc?

Im assuming it would be up to the sheriff in ur area to remove immediately or will tell u to write a 10 day notice letter stating to leave or sheriff will remove and up to 90 days in jail and fines and court costs.

I'm looking to deduct HELOC interest for costs related to making improvements on a primary home that is also used as a rental.

My deductible is high, around $4,200.I'm confused about whether I should try to keep the costs under budget and avoid using my insurance.

I'd say all the stats are similar from Cincy, Columbus, and Cleveland EXCEPT we are a lower cost of entry by $36k(cincy)-63K(columbus)!