And with rental properties, I think one of the main considerations is controlling your costs so you're not running around trying to make ends meet later on when surprises pop up.If you're only going to have the rental property for 5 or so years before selling and moving on to bigger and better things, it might be a different situation. 

I want to offer on a property that I've found but the owner has said that she will take offers that allow her to stay in the property for another month or two into greater consideration than offers that don't.She's a sick elderly woman and she has a judgement for 60k pending foreclosure sale in November.

I plan on selling this place during the summer of 2015 and will need a replacement home to do a live in flip with.My credit score is around 760.I have a considerable amount of construction experience.Currently I earn around $75K a year.I live in Riverside County, CAI also have a real estate salespersons license.Plan ASo on to the question, I can go the easy, although from what I have read, the more risky rout and buy a home or contract from a wholesaler.

Plus those that are buying in that school district ends up being a rising tide that lifts all boats.  

That's worthy of serious consideration partly because rents will increase in the near future.I could ask the seller to take a 2nd mortgage for $100k but the cash flow would be too small with 10% at 10 years.  

Realtors that really know the considerations of investor etc ..deeply appreciated and welcome to add me and ping me on PM private message as well as add to linkedin.

The downtown area is on the rise.

Hey guys been searching for a few months now (seriously searching, been pretending to for a few years) I had been looking in my town and the next town over because of location and proximity to my home, but the competition around here is too much with all the flippers paying cash and capitalizing off the rising home prices.

Banks will consider the size of the loan, the location, property condition, cash flow, borrower financial strength, experience, leverage and various other factors as part of their consideration. 

First if you can afford the 15 year and still have positive cash flow (with rent only) then that might be a consideration.