@Chris Gantz @Terrell Garren @Bjorn Ahlblad with month to month leases, how do you determine when to raise rent?

You are the investor, and it is up to you to determine if the property shown to you hits the numbers you want to hit.

I have been listening to the BP podcasts and have downloaded a few spreadsheets to determine COC and Cap rates, but when i use the following criteria that i heard on a BP podcast to eval a MF, i have yet to find a positive COC, or marginal COC!

Take a hard look at your budget and determine the max monthly amount you can pay toward your student debt.

Basically you'll want to determine the cost of 1. scraping the lot to get it ready for the new home and 2. constructing the new home.  

How do lenders determine whether you’ve had a previous foreclosure or do they go based on your credit report only ?

You need determine what your goal with investing looks like, only then can you determine what type of properties will help you achieve that goal.

I'm lost by your question but you want to focus on the income method to determine value.

I've found this to be very helpful analyzing comparables, taking a zip code and determining what your rental income can demand based off rental criteria.

If you are having trouble determining it on the counties website by address search most counties have a gis map tool you can use.