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Question for lenders
This question is for lenders I’ve previously had a foreclosure back in 2011. When we run my credit the foreclosure doesn’t appear on my credit report. I’ve had a previous lender advise me that it still indeed is on my record. I spoke to my Attorny and they pulled up my record and nothing seems to pop up as well. How do lenders determine whether you’ve had a previous foreclosure or do they go based on your credit report only ?