It's NON-REFUNDABLE and I don't see a dime of the $$...... many tenant thinks this is some revenue stream for landlords..... its a break even at best.I don't understand the landlords that don't pass this expense to the tenant but to each his own....

Usually next of kin(ship) or blood relative.So, I would be dealing with the Personal Representative (executor and/or administrator).Think of probate as the person that has not done proper estate planning. 

She was 18 years old at the time, being exposed to 10x the legal limit dealing with a mom complaining about her keeping the windows open at night... even if an inspection only catches 1 out of 1,000 and even if it's not you're own blood, in this line of work you do have to value a life.

You’d have a long-term income stream that increases faster than inflation and appreciates faster than inflation.

The steps you've listed here really help stream line the mindset for me as a beginner.

Nurses can be challenging to cash-flow as they often have many, many different pay streams to contend with that aren't necessarily consistent from one tax period to the next.

@Joe WhiteBy Philadelphia zoning you can have a group of people living together and using housekeeping facilities in common, “but not to include more than three persons unrelated by blood, marriage or adoption"So by the city ordinance you should not rent to more that 3 unrelated people aka 3 rooms. 

I'm self-employed as a full-time investor/realtor, and make enough to support myself doing that while continuing to build my passive streams of income.  

It will help if you can provide W-2s and stable income streams as well.

Each time you move forward, you add another little stream of income with 2 paying tenants behind and one ahead.