Just wondering is there any bank that will do a decent refinance with a credit score under 620 apt is being rented out now its a manhattan coop with alot of equity.

I'm closing on a house and plan to refi another house next so that means I can't make any credit moves for another 6 weeks or so.Thanks 

There are lots of benefits from an FHA loan, but there are drawbacks, too.

However, you probably will lose out on the various benefits of being a first time home buyer - something to consider.

I have a long standing relationship with my credit union. 

Go to a local credit union.

Should I start with any credit union or Lendingtree.com etc or any other source?

And you're probably going to pay 3 points or so upfront for that hypothetical hard money 2nd mortgage on an investment property to 70% CLTV, assuming you could get it.I don't have any credit reports in front of me, but I'm pretty sure you can do a little better than 4.83% at a cost of three points.

Along with a credit report, I have read that other documents for a rental application should be included.

I have 750+ credit and zero other payments.