WHAT WE SEE MORE OF IS BUYERS CHOOSING A LENDER THAT WILL GIVE A CURRENT RATE, GET A BIGGER PRICE REDUCTION OR CLOSING COST CREDIT AND THEN HAVE THE LENDER DO A NO COST REFI LATER IF RATES COME DOWN.

They are more of a summer weight quilt so we do provide extra blankets for the winter, but no complaints. https://www.costco.com/reversi...They are online for $5 more delivered from Costco.com.

The purpose of a spreadsheet would be to organize notes from folks in the market to justify future price reductions or improvements on the property.- Create an "Under Contract" campaign.

With some caveats; I've seen a several local Realtors still putting more weight on an all cash offer than a financed offer, and pushing it onto their clients.

@John Matthew Johnston just curious, where are you seeing the 15-20% ARV reduction? 

Maintenance costs can be somewhat higher with a vacation rental because of the constant turn over and a good cleaning person, while worth their weight in gold, can add to your costs unless you pass the entire expense on to your guests.  

The ones I like are doing fine, much much more inventory and the bad flips still sell but take longer and with price reductions.

By now you might have heard that a few financial institutions in the US and beyond have run into some difficulties..Somewhat counterintuitively the implosion of SVB bank and the downgraded risk of other regional and international banks and lending institutions led to a significant reduction in US mortgage rates.

I'm not sure what the purpose of the underlayment would be in this type of environment other than noise reduction or a very marginal insulation value.  

Some of the markets I am focusing in on are seeing some real price stalling and reductions, leading to desperate sellers.