Not to mention our appreciation has been 8% higher than the US national average, because of the high demand for affordable housing.

Curious if anyone is seeing suburbs of major metro's develop STR regulations anywhere else in the nation?

All buyer profiles – consumers, individual investors, and institutions – rely on some sort of valuation.

I mean its not a bad loan considering we are borrowing the money for free given that the national inflation rate is in the mid to upper 5's, and in Houston, Tx our inflation rate according to the Chapwood index is the high 8s and low 9s. 

Further, if he’s has an additional designation, such as MAI or SRA, he pays additional for membership in the Appraisal Institute, or one of their competing groups, and pays for the right to use that designation.  

Update from attorney Michelle Rawn:Notice to all Landlords: Here is a new pilot program that was instituted by the Kentucky Supreme Court in Jefferson County, Kentucky.Supreme Court of Kentucky 2020-59 ORDER Re: Jefferson County Eviction Diversion Pilot Project The impact of evictions on both tenants and landlords during the COVID-19 emergency has been recognized by state and federal authorities through the suspension of eviction proceedings.

There are national companies that to these all day long.Stephanie

Heloc's written by institutional lenders ALL have call provisions... and its not to TAKE your house.. geez  where did you get that idea.The banks hire professional companies to do statistical analysis of loan portfolios and Helocs are right up there.. they look at your profession your market you current situation. and if they deem those to be risky.. they call the loans or freeze your helocs  they normally don't foreclose but they can freeze it so you can't pull any more money from it.I bailed out a lot of flippers in the recession who where half way through projects and were used to using their heloc on their personal resi as their rehab funding only to be froze out and not able to finish the project.. and of course they had a big money first usually that was ticking away...

Praedo Institute is a great choice.https://www.praedo.com/

I'd change that slightly and say it's for people that don't understand statistics.I don't know if it's the same across the nation, but here in Colorado, 50% of the lottery ticket goes towards our state parks.