Previously, I borrowed where my rate was the 5 year treasury plus 2 points.

My dad taught me decent financials growing up and I'm the only one in my family who hasn't made a financially poor decision(some sort of bad debt or bankruptcy.)

My Fico is around 650.

It’s not a joke, it’s my real life example

I am not finding much good deals near my area.

I need to create some kind of significant revenue stream to ensure my wife, kids, and grandchildren are taken care of when I’m gone.

I'm new to BP and trying to build a team as I dive into more frequent and long-term profitable REI.I've been doing SFH rentals over the last 15-18 years, but it's all been very traditionally financed (ho hum, 30 yr fixed) and as such has limited my ability to invest more frequently, and grow a portfolio.I'm here to learn how to use more creative financing strategies (private money lending, Sub-to, seller financing) to acquire 2-3 units (duplexes, tri) and 5+ multifamily properties. 

There's currently no single source for MTR data, but my hope (and expectation) is that this will be changing soon.

My name is Michael and I'm a Realtor here in the DFW area and looking to get into the investing arena.

My partner and I are currently hold 2 properties in the Glendale area that have done quite well.