Poured concrete is usually cheapest but there are other options such as dry-laid pavers, boardwalk decking, and asphalt.

So you go out and you get a 12 month lease and by the time you get back to the no personal skin in the game lender the interest-rate could have went up and affected your refinance.

However I don't have any skin in the game but I am hungry to learn.

Get the hang of negotiation and building thick skin!

Inflation is going to force people to tighten their belts, the "free" COVID money from 2020/2021 is drying up, and mortgage rates are going to continue increasing in 2022 which starts making these high prices less affordable. 

lots of ways to skin this cat.closely held LLC TICLPlender with equity participation.

No one has more "skin in the game" than a PMC as they have to deal with the property every day until an owner sells or fires them.Also recommend finding your own Inspector and not one referred by an agent.

The top level questions to ask typically pertain to the operator's experience, their skin in the game, and how they're paid in the deals they do.The Hands-Off Investor by @Brian Burke was recently released by BiggerPockets, that is a good place to start.

If you aren’t willing to have some skin in the game in your property, I shouldn’t be expected to. 

I have heard often that just because one lender has a certain opinion that is not necessarily the clear cut and dry answer altogether.