I work with Cindy Barr at First Harbor Real Estate and she's been really good for me.

In order to post that information on your site you have to request it and fill out the forms.

No way, there is not enough money for me to want to deal with that. 

No way for me to prove that it didn't smell that way prior to her moving in (she claimed it was).

When you say there is not enough equity can you elaborate a little for me.

Buying a 4plex all 1 bedrooms from this older guy. 45k I am putting 10k down to my bank and my bank sent me an email and had the following offer... can someone breakdown the last section for me, I guess I am not familiar with shorter ammortization technology and how it works::;;;$35,000 FIXED at 5.375 for 72 months. 

Unless shes a home run in every other way, that's a big red flag that may be enough for me to look to another applicant

@Juan Sánchez I am here in the area and have been looking at properties for awhile, just haven't found one that works for me yet.

> do I just fill out some change-of-ownership form with the county?

I'm looking at a multi-family property and one of the closing conditions for the bank to approve the loan is an environmental form that they want the seller to fill out.The seller says that he would open himself to liability if he filled the form out and hence doesn't want to fill it out.The seller and his agent are very difficult to deal with (rude, abrupt, and generally uncooperative) and the only reason I'm pursuing it is because the numbers look good and it's a strong property.The bank says the only alternative to the form being filled out is to have an expensive Phase I environmental assessment done.Are there any other alternatives to this?